Credit scoring, borrowing resolve properties, or any other personal individual accounts: Credit reporting
Don’t discover characteristics that have been advertisedComplaint: Last night, I placed a criticism from the XXXX XX/XX/2019 Complaint # XXXX regarding dos Signature loans which were inaccurately stated because Constructive Swindle to me. Now, I received an email from XXXX XXXX, Secretary Manager within Affiliate Get in touch with Center fax # XXXX SFFCU. He replied of the saying I could phone call to address my circumstances. The guy put my personal Examining And you will Discounts Family savings Matter During the Committed Quantity From the Email. My phone was has just hacked. It produces Identity theft and that’s over the top.As to the reasons Performed The guy Accomplish that? And how it happened during my issue count significantly more than trigger fucking up my personal credit0 do to their Useful Swindle towards Overdraft loan 80 as well as the Consumer loan 81. I today cannot buy an automobile Now. XXXX XXXX try money grubbing and requirements as fired . degree their Personnel doing Positive Fraud using my many years in order to benefit into the financial while making browse XXXX accomplish Positive Con. Delivering My Checking account Number On the internet I will Report Him Into the Police. He or she is A foolish MANpany Reaction: Company has actually responded to the consumer while the CFPB and you can determines to not ever offer a community effect Finalized with reasons
Payday loans, title financing, or consumer loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for with interest is at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the . I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at at the same time as the . XXXX offer. Why would I take at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me to correct the interest of on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and payday express Knoxville deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
